Its hard to prepare for the emotional toll that tragedy could take. Fortunately, we can take action to minimise the otherwise devastating financial impact that serious illness or disablement can have on our lives, or premature death could have on the lives of our family with life cover.
Income Protection Insurance aims to protect your income in the event that you cant work due to illness or injury. Ask yourself what would happen if you woke up tomorrow and found that you were incapable of working for an extended period of time How well could you and your family survive without your income for a period of 12 months or longer ?
Trauma or Critical Illness Insurance provides a lump sum on the diagnoses of certain medical conditions. The most common claims are made for cancer, heart bypass and stroke although there are many other conditions that are covered.
Your unexpected death would have a devastating affect on your family. They'd be left upset and confused as they struggle to make sense of their loss. In this most difficult time, would you burden them with your funeral costs ? Worries about money are the last thing they need at this time. By taking out Funeral Insurance also known as Funeral Cover you can ensure financial hardship doesn't also follow for your family.